A Steadier Path Through Your Financial Life
Garuda Wealth offers structured financial education for adults forty and over â calm, considered programs built around where you actually are, not where someone thinks you should be.
Three Programs, One Steady Direction
Each program is designed to meet you where you are. There is no rush and no judgment â only a clear structure for moving forward on your own terms.
Working Through Household Debt After Forty
A six-week course for those who wish to review and gently reorder personal and household liabilities. We look at credit products common in Thailand, the mechanics of interest and principal, refinancing considerations, and cashflow planning â approached without judgment.
- Understanding Thai credit products
- Interest mechanics and principal flow
- Cashflow planning around debt reduction
Rebuilding a Personal Savings Rhythm
A ten-week course for those reestablishing a regular savings practice â whether after a life transition, a business chapter, or simply a period when other priorities led. Lessons walk through realistic rate-setting and automatic contribution tools available in Thailand, with kindness to one's own history.
- Realistic savings rate-setting
- Thai fund selection for contributions
- Quiet discipline of periodic review
Long-View Financial Recovery and Planning
A fifteen-week program for those rebuilding after a significant life event. Material covers cashflow restoration, debt restructuring within the Thai household context, protective savings, and â once foundations are steady â the gradual return to longer-term planning. Includes two optional mentor conversations.
- Cashflow restoration framework
- Personal recovery and readiness document
- Two optional mentor conversations
What Makes This Approach Different
We work alongside you â not ahead of you. These programs respect the weight of real experience and the value of moving at a pace that fits your life.
Designed for Adults 40+
Our material addresses situations that are common in midlife and beyond â obligations inherited from earlier decades, transitions between work and retirement, and the particular clarity that comes with age.
Thai Context Throughout
Examples, products, and regulations drawn from the Thai financial landscape â so the material connects directly with what you encounter in daily financial life.
Self-Paced Learning
Each program sets a structure, but you work within it on your own schedule. There is no falling behind â only moving forward when you are ready.
Non-Judgmental Framing
We start from the position that most financial situations made sense when the decisions were made. The programs open from that acknowledgment â not from a place of critique.
Practical, Clear Material
No unnecessary complexity. Each module addresses one clear topic and gives you tools you can apply the same week â not abstract principles that remain on the page.
Optional Mentor Access
The Long-View program includes two optional one-to-one mentor conversations for learners who wish to work through questions in a more personal setting.
There Is No Rush Here â Only a Clear Next Step
When you are ready to look at your finances with fresh eyes, we are here to walk alongside. Send a note or call us â no pressure, just a conversation.
A Few Things People Often Wonder
Do I need any prior financial knowledge to enrol?
How much time will I need each week?
Are these programs taught in English?
What is the refund policy if I need to stop partway through?
Can I speak with someone before enrolling?
Are payments in Thai Baht?
Find Us in Bangkok
412 Rama IV Road, Khlong Toei, Bangkok 10110
We're Happy to Talk First
Whether you have a question about a specific program or you'd simply like to understand your options, reach out at whatever pace feels right.
Contact Details
Phone
+66 2 529 4637Address
412 Rama IV Road
Khlong Toei, Bangkok 10110
Working Hours
Monday â Friday: 9:00 â 17:30
Saturday: 10:00 â 14:00
Sunday: Closed