Three Programs. One Steady Direction.
Each Garuda Wealth program is built around a specific financial starting point â so you can find the one that fits where you actually are, rather than where a generic syllabus assumes you should be.
Back to HomeHow Each Program Is Structured
Every Garuda Wealth program follows the same underlying design philosophy â learner-paced, contextually Thai, and built around practical outputs rather than theoretical knowledge alone.
Weekly Module Release
New material becomes available at the start of each program week. You decide when within that week to engage â across several sessions or in one longer block.
Practical Application Exercises
Each module closes with an exercise applied to your own financial situation. These build toward a complete picture of your position by program end.
Instructor Support
Content questions are answered by qualified instructors within one business day. Support is available Monday through Saturday morning by phone and email.
Working Through Household Debt After Forty
A six-week course for learners who wish to review and gently reorder their personal and household liabilities. Material covers credit products common in the Thai market, the mechanics of interest and principal, refinancing considerations, and cashflow planning around debt reduction. The program approaches debt without judgment, recognising that many households carry obligations they entered for reasons that made sense at the time.
What This Program Covers
- Types of consumer credit common in Thailand and how each works
- How interest compounds and what that means for your repayments
- Reading and interpreting Thai credit statements and agreements
- Refinancing: when it makes sense and how to assess the terms
- Building a cashflow plan around a debt reduction schedule
Week-by-Week Outline
Understanding your debt picture â listing, categorising, and clarifying
How Thai consumer credit products are structured and priced
Interest mechanics â how principal and interest interact over time
Refinancing and restructuring â weighing the options available
Cashflow planning â aligning income and outgoings with repayment
Review and your personal debt overview document
Rebuilding a Personal Savings Rhythm
A ten-week course for learners who wish to reestablish a regular savings practice â whether after a life transition, a business chapter, or simply a period when other priorities led. Lessons walk through realistic rate-setting, automatic contribution tools available in Thailand, fund selection for ongoing contributions, and the quiet discipline of review. The course emphasises kindness to one's own history and a patient, forward-facing practice.
What This Program Covers
- Setting a savings rate that reflects your actual circumstances
- Automatic contribution tools available through Thai banks and funds
- Thai mutual funds â how they work and how to evaluate them
- Building a review habit that keeps savings on track
- Adjusting your savings plan when circumstances shift
Selected Week Topics
Where you are starting from â mapping your current cashflow position
Savings rates: realistic targets and how to reach them gradually
Thai savings vehicles â accounts, fixed deposits, and provident fund basics
Mutual funds and regular contribution options in Thailand
Review systems and your personal savings plan document
Long-View Financial Recovery and Planning
A fifteen-week program for learners rebuilding their financial foundation after a significant life event. Material covers cashflow restoration, debt restructuring within the Thai household context, protective savings, and â once foundations are steady â the gradual return to longer-term planning. Participants work at their own pace and close with a personal recovery and readiness document. Two optional mentor conversations accompany the program.
What This Program Covers
- Assessing your financial position honestly and clearly
- Restoring cashflow â income, essential outgoings, and priority ordering
- Debt restructuring options within the Thai household context
- Building a protective savings layer before longer-term planning
- Gradual return to forward-looking financial planning
- Personal recovery and readiness document at program close
Two Mentor Conversations Included
At weeks seven and thirteen, participants may schedule a one-to-one conversation with a qualified Garuda Wealth mentor to work through specific questions or situations that arise during the program.
Which Program Fits Your Situation?
A brief comparison to help you find the right starting point. If you are unsure, we are glad to talk it through before you enrol.
| Feature | Debt āļŋ3,390 |
Savings āļŋ6,590 |
Long-View āļŋ10,690 |
|---|---|---|---|
| Program duration | 6 weeks | 10 weeks | 15 weeks |
| Debt management content | |||
| Savings rebuilding content | |||
| Cashflow restoration module | |||
| Long-term planning modules | |||
| Personal output document | |||
| Mentor conversations | |||
| Instructor support access |
Not certain which to choose? Send us a message â we are happy to talk it through.
What Every Program Is Built On
PDPA-Compliant Privacy
Learner data is handled in accordance with the Thai Personal Data Protection Act â collected only what is needed and never shared commercially.
Annual Content Review
All material is reviewed each year against current Thai market conditions and regulatory guidance. Affected modules are updated before the next enrolment opens.
Adult Learning Framework
Programs are structured around adult education principles â prior experience is recognised, pacing is learner-controlled, and each module connects to real application.
Education, Not Advice
All programs provide financial education â knowledge and frameworks for personal decision-making. We do not provide regulated financial advice or product recommendations.
Learner Feedback Integration
Each program cohort completes a structured feedback process. Recurring observations directly inform the next content update cycle.
Non-Judgmental Design
Content is framed to acknowledge the complexity of real financial lives â not to evaluate past choices but to open a clear path forward.
A Conversation Before You Commit Costs Nothing
If you are considering a program but want to understand it more fully before enrolling, reach out â by phone or message. We will answer your questions honestly and help you identify the best fit.
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